4g Mobile Technology

4G technology is the latest technology that aims to speed up communication. 4G technology will increase speed of access for activities such as wireless broadband access and multimedia messaging and allow for widespread use of video chat and mobile television.

These are just some of the common uses that developers feel 4G technology will enhance. Many people believe that the speed of 4G will make it an integral part of everyday life and may soon find its way into items such as household appliances and vehicles.

3G technology is currently in use in the US, and the speed that it moves data is roughly 1 megabit per second. It is anticipated that the new 4G technology will move data at closer to 12 megabits per second.

The difference in speed is not something that most people will notice when talking on the phone or even sending basic text messages, but when connecting to the internet, uploading or downloading files or using a mobile device for video purposes, the speed is important.

The industry uses a term called latency to describe the amount of time it takes for the data to travel. A simple way to understand this is by watching an internet video with a slower connection. You will probably notice skips or stops in the picture. A higher speed will prevent that from happening. That speed translates to more immediate and interactive results with data and video transfers from person to person in other functions as well.

Small Business Internet Marketing – “It Ain’t Easy”

Small business owners have the difficult challenge of not only managing their day to day operations to ensure their customers are satisfied, but also deciding how to best market and advertise their company to attract new customers. Before the Internet arrived, the choices were primarily limited to print media such as yellow pages, newspapers or local magazines. Perhaps we all yearn for a simpler time, but you can throw that notion out the window in our 24/7 new media tsunami.

Local businesses need to be highly efficient with their time and money to be successful in today’s challenging economic environment. Larger companies may have the luxury of hiring an advertising agency or employ full time marketing staff that are tasked with implementing a cost effective marketing plan. The typical local business does not have this option and often times the founder or owner is solely responsible for the marketing direction of the company. Owners face the daunting task of navigating through a constant barrage of marketing advice, new services and fancy jargon and trying to determine what makes sense for their company and budget.

All too often, local business owners end up trying out a variety of marketing services that are sold to them by companies using aggressive sales tactics. The local business owner may try out a service for a few months and if they do not see immediate results, they can become frustrated and stop using the service. When the next marketing company comes along touting their service is different and special, the small business owner may decide to try them for a while and the cycle continues.

This “hit or miss” mindset is not a winning formula for the small business owner, as effective Internet marketing plans encompass a few basic areas and can take time to yield results. Many marketing companies that sell services to local business owners typically focus on a specific marketing expertise or service (such as Pay Per Click, SEO, Email software, Directory, Leads, etc,) and either do not offer a full service option or such an option is too far out of reach of their budget.

As a result, it can be extremely difficult for a small business owner to make informed decisions and attempting to research all of this on their own would be too time consuming. A balanced marketing plan that includes a website that converts browsers to potential customers, a steady stream of targeted traffic to your website and web listings around the web and a methodology to consistently communicate and cultivate your existing customers and prospects. It should be easy, but the problem is the tools you need to pull this off are scattered around the web.

The one thing that every business owner should do, even if you do not have a website, is take control of your local business listings on Google, Yahoo, Bing and other directories and review websites. Local Business listings on the Internet can generate traffic and attract new customers. Business owners can claim and manage their listings on most major sites at no cost. Recent estimates suggest that only around 10% of local business owners have claimed their business listings on Google, so there is a significant opportunity for local business owners that are willing to invest a hour or so of their time.

Business Plan Example – How to Write a Killer Business Plan in 5 Steps

Starting a business plan is a detailed process that is both revealing and educational. To get started find a good business plan example and decide what the purpose of your plan will be. For existing businesses it is an opportunity to re-evaluate profit margins and focus on successful areas of the business while cutting out the departments that are not profitable. For business plans in start up companies it is an opportunity to really focus on, and understand the industry and evaluate whether your shiny new opportunity will be successful before you make an investment of time and money.

Although up to 44% of new companies survive 4 years or more the success of any new start up is based on proper planning and projection, capital resources, and good business management.

Here are the top 5 tips for creating a killer business plan that will undoubtedly impress any lender:

1) Don’t Skip the Research

Creating a solid plan is the very first step in knowing your industry and understanding what it will take to be successful in your chosen field. Part of creating your plan should be to evaluate the competition, refine your business strategy and begin to understand if your value proposition meets a tangible need in the marketplace. Going through the steps of creating a business plan is an invaluable process that will help to ensure that your business will be able to survive the market trends. Don’t pay someone else to do this part for you or it may end up costing you more than you think.

2) Consider Your Audience

Business plans are created for many different reasons. Will it be for presenting to a board for project approval? Will it be to submit for funding? Is it simply to re-evaluate the business and profitability? Each of these areas will require adjustments to the plan format and style you choose to use throughout the document. Find a good business plan example to use as a starting point to help focus your project. If you are trying to get funding then you will need to have very detailed cost and ROI projections that are realistic and measurable. If you are presenting to a board or non-profit it is likely that you will need to include a focus on community impact or involvement and impact (either positive or negative) to the existing organization. Keep your audience in mind as you create your document to ensure you hit the right points and leave no questions unanswered.

3) Use Quality Reference Material

It is important to use a good mix of reference material in your plan. The internet is great for up to date news but is not nearly as reliable and printed publications. Be sure to use a good mix of reputable website research along with solid facts and industry statistics commonly found in printed books. Industry publications and magazines are a great way to get the latest news and trends in a reputable place. Include research from industry publications as well to enhance your plan and build credibility in your due diligence. Always be sure to cite your research or any quotes you may use. This will also build credibility while ensuring you are not infringing on any copyright protections of the content you use. To quickly and easily cite your sources there is an online tool that you can use to enter in your info and get back the properly formatted entry for a works cited page. It makes the process a breeze: http://www.easybib.com.

Mobile Coupons and Google Local Business Listings Change Coupon Industry

Local business listings have become a significant local marketing tool that is showing the demise of the traditional yellow pages and equally the traditional coupons. The famous Stars Wars quote comes to mind “This will be a day long remembered. It has seen the end of Kenobi, and will soon see the end of the Rebellion. – Darth Vader”

With the onset of mobile devices and mobile applications becoming a more useful tool to the local consumers, we have to wonder how this will affect the traditional coupons that are printed and cut using scissors. The impact we are discussing comes in three forms and we’re not talking about the convenience to the local consumer.

The first is the cost reduction for the local business from having to pay for their coupons to be printed and distributed. The cost reduction goes down to $0 (zero)!
The second is the impact upon companies whose business is reliant on printing and distributing these coupons. This would include large corporations like Valassis and Val-Pak all the way down to the small local coupon company.
The third impact is one we have discussed before related to the traditional yellow pages. Local business listings are already having an impact upon the usage of the traditional yellow pages and its effectiveness for the local business has been dwindling for years.
The reason the cost to the local business is going to go down to zero is because the local business can post their coupons to their local business listing for free. Particularly with Google, although, electronic coupons through local business listings will all reduce the costs for the local business. Not only will they be able to reduce their costs, but they will see their coupons have a larger reach geographically without any additional costs.

Local business listings and business directories have been on the web for quite some time. This part is nothing new and neither is the ability for the local business to post their coupons electronically. The primary difference comes in the local consumers having the ability to obtain these coupons electronically to their mobile devices while they are about town. No longer do we need to print the coupons before we leave the house, we will have them at our finger tips when we arrive at a store. We don’t’ even need to plan ahead. When you arrive at a store you will be able to bring up their local business listing to see if there is a coupon available.

While this process has a significant impact upon the coupon companies (especially if they are not planning for this existing change to their business), for the local business this is good news and in order to take advantage of this cost reduction they will need to engage in their local business listing at multiple local listing websites.

Unsecured Business Credit Cards For Bad Credit – Restore Your Business Credit Score Now!

Did you know there are unsecured business credit cards for bad credit? Believe it or not, obtaining unsecured business credit cards for bad credit is a lot easier than obtaining a personal credit card for poor credit. With the help of a credit business card and a lot of patience, you will be able to restore the credit of your business.

Here is how to get started:

Unsecured Business Credit Cards For Bad Credit: Be Honest About Your Struggles

When you go to a lender to apply for a credit card for poor credit, explain exactly how much debt your business has accumulated, and the reasons you believe your business has struggled. The lender is not going to laugh at you or think you are a bad business person because of your credit. Instead, they are there to help you get your business back up and running. Be honest with them and express any concerns you may have about your business.

Unsecured Business Credit Cards For Bad Credit: Accept Any Offered Business Coaching

Often when a business owner has bad credit, he or she is unsure about how the bad credit became a devastating problem. Sometimes the reasons include: the economy, poor management skills, poor financial planning, and even lack of funding. So, when a lender is offering to help you with business coaching, take it! Some financial institutions will not grant you unsecured business credit cards for bad credit until after you have completed a specific amount of coaching. It is for the better, so take advantage of the coaching to better your business practices.

Unsecured Business Credit Cards For Bad Credit: Do Not Wait Until It Is Too Late

As soon as you realize your business is struggling financially, seek the help of a lender. They will be able to get an accurate copy of your business profile and business score to assess the damage to your business. Do not wait until your business is close to going under. A lender will be able to help you determine if unsecured business credit cards for bad credit are going to help you turn around the debt of your business.

Listen carefully to their tips and suggestions. They could be the people that help you get your business back into positive numbers, Unsecured business credit cards for bad credit are one of the many ways to get your business back. Being ‘unsecured’ means for this type of credit you will not risk any of your personal items because your business is in a poor credit standing. You may feel your business has become a total failure and should be abandoned, but before you do that, seek advice from professionals at a credit bureau or a lender to make sure of your decision.

It might be that you just need to re-organized your business and develop a better plan for it’s future. And learn from any mistakes you made, make use of them that way. You will always make mistakes in all areas of your life. It is learning how to deal with these mistakes that can be the difference between winning and losing.

Health Insurance Likely To Be Dropped By Employers

McKinsey & Company, a management consulting firm, has released a new report stating that the new federal healthcare bill signed into law last year may dampen the number of employers willing to offer Americans health insurance on a significant level. The public option, it appears, plays the predominant role in health care insurance in the United States. A survey was conducted recently of 1,300 employers on the topic of health coverage. 30% of these said that by the year 2014, they will stop providing their employees with health insurance. 2014 is the year the health care law will go into effect. 50% of employers, who said they grasp the concept of reforms, suggested they would definitely not look for an alternative to employer coverage.

McKinsey acknowledges that the numbers derived from this study are higher than previous surveys. For instance, the Congressional Budget Office estimated that 7% of employees who are provided health insurance by their employers will have to transfer their coverage to a government run program. McKinsey also defends the results in the report, saying the new law and public options were explained to the people participating in the poll.

The current administration passed the federal Affordable Care Act last year, where employers with 50 workers or more are required from the beginning of 2014 to offer their employees reasonable health care coverage or pay each worker a penalty of $2,000 (minus the first 30 employees), and avoid offering higher paid employees better benefits than the employees on a lower scale. Americans who are unemployed or work for employers who don’t provide health insurance have the option of buying new insurance through the state program. Proponents of the law have argued that the new law will allow more individuals to become insured. According to statistics released by the Commonwealth Fund 46% of companies with less than 10 employees and 52% of companies with less than 50 employees provide health insurance, compared to 98% of firms with more than 200 employees.

Employers are just beginning to grasp the law. For families making $88,000 annually, they will be eligible for a federal subsidy in the state health insurance program. Employers are bound to push employees on this income scale to take advantage of the federal subsidy. For instance, if employers offer employees compensation instead of health insurance, the employees can buy the federal subsidy health care coverage. This is a win-win situation for the employee and employer. Such health coverage will protect the employer from having to pay high health insurance cost, which is rising every day.

McKinsey predicts that such statistics could make Americans lose their employer covered health insurance. If McKinsey’s prediction is right, the primary role the government wants to play in reforming health care for Americans could become its downfall. Instead of offering liberty and happiness, the health care law may become a bigger problem than before. 2011 is showing a crisis in health care. The reality is that most Americans are afraid of government provided health care; they feel that this very reason could lead employers to not expanding their companies, meaning loss of jobs!

Health Insurance for You and Your Family With Out the High Cost

Now a days you can look to join a group to enjoy true health group benefits that offer a comprehensive selection of insurance plans. You have to evaluate each plan as they are available a-la-carte to provide specific coverage for you and your family. Not only will you get the best rates in the industry but you will be approved, no matter your condition. That is correct, when you join a group you will receive health insurance as if you were working for a large corporation.

Plans offered can include, Health with a PPO network, 10 dollar co-pays, 10 dollar medication, Dental benefits, Vision Benefits, Life & disability Insurance, and if needed you can even take care of Medicare supplemental and advantage plans.

Health Insurance – Don’t Bet Your Life On It

Unless you live in a cave, you know that healthcare costs have accelerated in recent years. According to a recent study, more than 15% of the United States’ total gross domestic product (GDP) was spent on health care, and by 2014, this figure is expected to represent nearly one in every five dollars we spend!1

What’s more, a growing number of Americans – more than 40 million, by latest count – don’t have any health insurance coverage at all.2 Without health insurance, a single illness can cause serious, and often irreversible, financial hardship.

Insurance of any kind is intended to transfer financial risk to an insurance company in exchange for a reasonable insurance premium. Where most insurance coverages pay once a loss has occurred, health insurance has the added benefit of paying to keep your loss from getting worse. Health insurance is probably your most important coverage since it can be the difference between life and death. Fortunately, most employers offer some form of health insurance. Often you will have to select from several different alternative plans with differing coverages and premiums.

There are two broad categories of health insurance coverage. One is fee-for-service and the other is managed health care, which is further divided into health maintenance organizations (HMOs), preferred provider organizations (PPOs), and point-of-service (POS) plans.

Fee-For-Service – A primary difference between fee-for-service and managed health plans in the amount of control you enjoy in choosing doctors and hospitals. Fee-for-service plans give you the greatest amount of choice, allowing you to select doctors and hospitals based on your needs and preferences. This greater amount of choice comes at a cost, however, as fee-for-service plans are usually more expensive than managed care plans.

Under a fee-for-service plan, your doctor will submit a bill to your insurance provider, or, if he or she does not have a relationship with your provider, you may have to pay the bill directly and get reimbursed by your provider. Under this plan, you can generally see any doctor you wish. You will most likely be responsible for a percentage of every expense, typically 20% but sometimes higher or lower.

The 7 Ultimate Best Foods for Liver Health – Foods That Help Your Reduce Your Liver’s Workload

So what are the best foods for liver health? Well foods that promote a healthy liver fall into 2 categories those that help detoxify the liver and those that are packed with anti-oxidants which protect the liver while you cleanse it.

It is obvious to state that eating well will improve your health and well being but there are foods that are better than most when it comes to giving your liver a helping hand. If your liver is in poor then it can result in constant headaches, bad skin, unexplained weight gain and leaving you tired and lethargic all the time.

This has led us to put together this article to help you find the best foods for Liver health.

The Top Seven Best Foods for Liver Health

Garlic and Onions

Garlic falls into the detoxifying group as it helps expel from the body certain harmful chemicals such as mercury. Garlic contains allicin a sulphur-based compound that the liver needs to aid the detoxifying process. Garlic and onion can also help to rid the body of specific food additives and the hormone estrogen.

Artichoke

We all know that bile production is vital to liver health. Artichoke has been shown in clinical trials to increase bile flow by 100% thirty minutes after consumption. One of the jobs of bile is to remove toxins and nasty micro-organisms through the bowel. So increasing bile flow is only going to help.

Beetroot

Now beetroot is one of the best foods for liver health it contains potassium, phosphorus, calcium, sulfur, iodine, copper, carbohydrates, protein, fat, vitamin B1, B2, B6, niacin and vitamin P.This food stuff is great at purifying your blood plus also absorbs heavy metals that can then be excreted out of the body and take pressure off your liver.

Health and Advanced Physiotherapy

Healthy living is a combination of many things, including good nutrition, regular exercise and a positive attitude. Taking care of your body and feeling pride in your accomplishments can improve both your physical and mental health. There are many things you can do to improve your quality of life. No matter how small you start, you can make a big change and an improvement in your life.

In accordance to the present time and needs, a health care giver is an individual or an institution that provides preventive, curative, promotional or rehabilitative health care services in a systematic way to individuals, families or communities. To forsee, Allied Health Professions are clinical health care professions distinct from medicine, dentistry, and nursing which are making up 60 percent of the total health workforce. They work in health care teams to make the health care system function by providing a range of diagnostic, technical, therapeutic and direct patient care and support services that are critical to the other health professionals they work with and the patients they serve.

Physiotherapy alias physical therapy is considered as one of the fastest growing allied areas of present generation medicine. Being an important rehabilitative service needed in a community and a vital therapeutic supplement of the medical profession, it’s the treatment of diseases and disabilities using physical exercises, heat radiations, cold therapy, hydrotherapy, acupuncture and therapeutic massage. It is a health care specialty concerned with evaluating, diagnosing and treating disorders of the body to restore maximal functional independence for the patient by enhancing their ability to move, reduce pain, restore function, and prevent any or further disability.

As doctors, physiotherapists or physical therapists are essential in helping the patient to recover and rehabilitate from a state of incapacity, due to genetic defect or the result of an accident or an illness. They must have a thorough knowledge of the human anatomy and the way the bones, muscles and nerves move and function. Physiotherapists treat a wide range of ailments, so specialization is possible in areas such as pediatrics, geriatrics, integumentary, orthopedics, sports physical therapy, neurology, vestibular, women’s health, clinical electrophysiology and, cardio-vascular and pulmonary therapy. Functional movement is central to what it means to be healthy. They can practice in outpatient clinics, inpatient rehabilitation trainings, private homes, education and research centers, schools, hospitals, industrial workplaces, occupational environments, fitness centers, sports training facilities, health policy, health care administration and as health care executives and medical-legal field experts.

Cutting Edge Technology On Automotive Frame Machines

Collision repair industry is eventually becoming an essential part of the automotive industry. Car accidents are rampant each day and yet the cars on highways are eventually being transformed from older models to classic car models. With such an evolution, use of such a machine to effect cars back into perfect alignment has become a worthy solace point after a collision. They have been putting such valuable cars back onto the roads in perfect condition, you would never have known it was in an accident before.

However, restoring automobiles back into their original frame form may not be as easy as it sounds, more so taking into consideration that the majority of modern personal cars and light-weight passenger car manufacturers have been using Unibody frame systems. While this switch has made maintenance of such cars quite easy, any collision impact after an accident ends up transmitting destructive energy to virtually every part of the car: the floor, the body, the roof and so much more. Gladly, the dynamic automobile collision repair industry is proving to be well off in handling this menace. Frame machine manufacturers are adding extra features into their masterpiece collections, making them rank atop with cutting edge technology in collision repair.

Some of the outstanding features which have made frame repair machines highly efficient in automobile collision repair include:-

i) Computerized Frame Measuring Systems

While in the past the pulling and straightening of damaged frames used to be run on mere estimates, the modern Hi -Tech frame repair equipment are run electronically and employ computerized control systems. Once the repair machine is fed with manufacturer’s 3D dimensions of the car under repair, the pulling and the stretching are precisely controlled, thus the car is accurately restored back to its manufacturer’s alignment and dimensions definitions.

ii) Multiple 360 Degree Rotating Towers

Modern automobile frame rack designs feature multiple 360 degree rotating towers which facilitate precise pulling of the damaged automobile frames. This is particularly a vital component in the repair of Unibody automobiles as the realignment and repair procedures are restricted to stretching and pulling. Most of the multiple rotating towers frame racks have two or three rotating towers but others may have more 360 degree rotating towers. Essentially, the higher the number of 360 degree rotating towers, the higher the efficiency and accuracy of the equipment.